This virtual card stands in for your actual credit card number and is available 24/7 from the Capital One Mobile app or online after you sign in to your Capital One account. Right now, Capital One offers two types of virtual cards to customers.Ī virtual card for universal use can be used over and over anywhere you shop or pay online. Controlįor added control over your online shopping experience, you can lock or unlock your virtual cards at any time without affecting your other spending. Put a virtual card on file for all your subscriptions or recurring charges, and you won’t have to deal with the hassle of updating your payment info if your actual card number changes-now that’s convenient! 3.
Plus, your virtual cards will continue to work even if you need to replace your physical card and your actual card number changes. In some cases, you can have your virtual card numbers automatically filled in at checkout. With the Capital One Mobile app, you can access your virtual cards anytime, anywhere. It’s nice to be able to make a purchase at any time-even when you don’t have your wallet with you. Virtual cards let you make purchases online without sharing your actual credit card number with merchants. Here’s a look at three ways using virtual cards makes spending online easier and more secure. There are several reasons why you’d want to use a virtual card from Capital One as your preferred payment method.